You bring in anything of value. We give you cash appraisal for the item. We hold this item for you in the back of our shop. You can come pick up the item within 15 days by only paying us back the money we lent you + 10%. So, if we gave you $100, you would pay us $110 and you have your item back. If you do not have the money within 15 days - all you have to do is pay us 10% for us to keep the loan going. You bring in $10 and we extend your loan another 15 days. As long as you pay the interest you will never lose your item.