FAQ

A pawn shop is a place where customers can bring an item and receive cash on the spot. Gold, watches, electronics, cars, and motorcycles are just some of the items we take in.

If you pawn an item with Godfather Pawn you receive cash immediately for you to retrieve the item at a later date. Many people do not want to sell their prized items and would rather pawn and be able to pick up their item by paying a small interest fee. Godfather Pawn has 10% Pawn Loans. Example: You pawn a TV for $200 you come back 30 days later on the due date and pay $220 to us to receive your TV back.

You bring in anything of value. We give you cash appraisal for the item. We hold this item for you in the back of our shop. You can come pick up the item within 15 days by only paying us back the money we lent you + 10%. So, if we gave you $100, you would pay us $110 and you have your item back. If you do not have the money within 15 days - all you have to do is pay us 10% for us to keep the loan going. You bring in $10 and we extend your loan another 15 days. As long as you pay the interest you will never lose your item.

Pawns/Purchases are a quick and easy way to get money without any credit checks. You bring in a piece of merchandise and we loan you money on it. All you need is your ID. We offer a 30-day loan, plus an automatic 30-day grace period. At any time during this period, you can pay back the loan by paying us the principal plus the interest amount. If still working on your finances you can pay us the 10% interest. This will give you another 15 days and you can repeat this for as long as you need to.

If you can’t afford to pay back the loan in 30 days or the grace period, you can always come in and make an extension on the loan. We also offer the option to make a payment of 10%, which will give you 15 more days. You can extend your loan as many times as you need until you can afford to take out your loan. If you can’t afford to pick up your loan, you can also choose to surrender your merchandise to us without affecting your credit.

We base our loan values on our current retail values. For general merchandise, we factor in current new retail value, condition of merchandise, and demand for the item in the used market. For jewelry, we evaluate its condition; for example, is it re-sellable or broken? In addition, we use the current gold spot price, based on the karat of the gold you bring in. Lastly, we assign a value to your diamonds and/or precious stones to come up with a maximum loan value to help you.

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